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DISABILITY INCOME An individual's most valuable asset is NOT their car or their home-- it's their ability to earn a lifetime of paychecks. An accident or serious illness can take away a job and the income that goes along with it, jeopardizing financial stability and a family's lifestyle. 43 percent of all people age 40 will experience a long-term disability before turning age 65. Some of the policy features include: · Eligibility for a wide range of occupational classes · Guaranteed Renewable to age 65; Annually renewable to age 70 · Benefit periods from 1, 2, 5, and up to age 67 · Liberal definition of Total Disability · Vocational Rehabilitation Benefit · Survivor Benefit Optional riders available include: · Residual disability rider · Own Occupation Coverage · Non-cancelable rider · Future Purchase Option · Automatic benefit increase rider · Return of Premium Rider Also available: Graded Benefit Disability, Mortgage Disability Income, Business Overhead Expense Companies Include: The Standard Insurance Company, Assurity Life Insurance Company, MET Life and Principal Financial Group. Think about this.....Deaths due to Cancer, Heart Attack, and Stroke have gone down significantly, and that is a good thing; but disabilities due to these same conditions are up dramatically! Conditions that used to kill, now disable.
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